Getting injured because of someone else's carelessness can cause a major disruption in your life and the lives of others around you. You have to take time off of work for medical treatment. The bills pile up. Family members and friends have to pick up the slack for you on things that used to be routine before you were injured. To add insult to injury, the other's insurance company refuses to even pay your medical bills. We are here to help.
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Why should I choose Tepperman Law for my injury case?
Tepperman Law takes pride in representing people who were injured because of someone else's carelessness. We like helping each client and we believe that doing what we do helps make the community safer, one case at a time. Our philosophy is to get to know you so we can understand how your injuries impacted your life. Unlike how insurance companies approach an injury claim, you are not an algorithm to us. That's why we cannot represent everyone who wants to hire us. Taking less cases allows us to get to know you so we can best present your case to the people who will make the final determination on your case.
Insurance companies seem really friendly on their commercials. They will treat me fairly and pay me what is owed, right?
While the commercials make them seem nice and friendly, insurance companies are anything but. They make billions of dollars by collecting premium payments while at the same time paying out as little as possible to people who were injured. Insurance companies consider you to be nothing more than an algorithm. Insurance companies often won't even pay you for the total amount of medical bills you were charged to fully recover. Ultimately, insurance companies fight to pay you as little as possible to save their financial bottom line.
Should I talk to the other person's insurance company?
Generally speaking, no. As we know, insurance companies are more interested in protecting themselves than paying what is fair. Anything you say to them can be used against you if the case goes to court. No matter what you say, the insurance company will find a way to use it against you.
So if insurance companies refuse to pay my medical bills, what do we do?
You may have to file a lawsuit to get what you are owed from the other person. In Texas (and lots of other states), a lawsuit is filed against the responsible person or company. Although the other's insurance company covers the defense costs and, typically, the final amount owed to you, court rules generally prohibit ever mentioning insurance in front of a jury. Tepperman Law strongly believes in the jury system and that the jury system is often the only way to keep insurance companies honest.